Tag Archives: merchant funding

4 Benefits of Using Merchant Funding Rather Than a Bank Loan

16 Sep
Merchant Funding

While a bank loan might be the first thing you think of when you need cash for your business for capital improvements or to cover a slow season, there are alternative choices to consider that can be just as strategic—maybe even more so. Merchant Funding is one of them.

Utilizing Merchant Funding, a business owner can receive a lump sum of capital in exchange for a certain amount of their business’ future sales. Merchants utilizing this as their best financing option reap plenty of benefits.  

1. The application process is easy.

For starters, applying for merchant funding is quick and easy. More often than not, you can fill out a short, simple application, providing specific information and documentation pertaining to your business, such as your Business ID and recent bank statements. This shouldn’t take long to complete, and most providers will respond within 48 hours. Such a simple process lets you stay focused on your business, rather than being swamped with hour-long applications that don’t lead to any replies, while still having the opportunity to receive funds.

2. It gives you access to capital, quickly.

If your application is approved, you could receive the capital from your provider in less than one week. Obtaining these funds in such a short amount of time enables you to start putting money back into your business and improve cash flow.

For example: Some merchants choose to invest in new advertising campaigns in order to reach more consumers, while others use the cash to purchase updated equipment to improve internal efficiencies or to cover payroll.   Those are just a few possible ways to utilize your newly acquired funds. You could also give your workspace a much-needed facelift. Or maybe paying off outstanding debt is what you’re focused on–and words cannot describe how good it feels to become debt-free.

3. Your credit won’t be affected.

Securing a merchant cash advance won’t negatively affect your business’ credit. This is because you’re not taking out a loan, but instead, simply selling future credit card sales for capital. As a result, you won’t have to worry about making monthly payments. Plus, many providers don’t use your FICO score as qualification, so you won’t need to spend time trying to improve your credit before applying. In fact, the newfound funds from a merchant cash advance can improve your credit if you use it to pay off debt.

4. You won’t be as stressed.

Although owning a business is extremely rewarding, it comes with great responsibilities, too. This can be stressful, especially if you’re tight on cash. Merchant Funding help alleviate some of these pressures, thus lowering your stress levels. Eliminating financial stresses will enable you to endcjoy your job again and remember why you love being a business owner.

Contact Me Directly

I can help you determine very quickly how much quick cash you could receive. To get pre-approved, or just get more information, contact me directly.

Call me at 770-224-8504 or 888-780-1333
Email me by clicking here
Visit my website by clicking here
Visit my Youtube channel by clicking here

GETTING MONEY FOR YOUR COMPANY OR MEDICAL/DENTAL PRACTICE HAS NEVER BEEN EASIER

9 Dec

Are you a small to mid-sized business or practice who needs fast cash to use as working capital?

Getting the money you need for your company has never been easier.  If you need $25,000 – $1,000,000, we can offer a high-quality alternative to banks.  Traditional bank loans can be sluggish, and often deserving small businesses get turned down.  That’s why we have set up a no-hassle application process to make access to working capital simple for business owners like you.

  • All credit histories considered (no minimum FICO score)
  • No complicated paperwork
  • Quick approval times (24-48 hours and even same-day)
  • Transparent Rates and Fees

Unlike banks, we don’t require a formal business plan or collateral.  If you answer yes to the following questions, you are eligible:

  1. Do you have bank statements for the past 6 months?
  2. Have you been in business for the last one year?
  3. Do you have $25,000 in gross sales per month?

In just a few easy steps, you can be on your way to a renovated facility, state-of-the-art technology, marketing and advertising campaigns that get the customers coming through your door, or any other business expense.

Don’t wait.  Call today at 770-783-9523 or 888-780-1333 to get your application started.

Cash Flow Strategies, Inc.

 

 

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